10 Best Affordable Homeowners Insurance Companies of 2026
Compare the best homeowners insurance companies for your home. Learn what to look for when choosing a policy, such as rates, coverages, and discounts.
Cheap Home Insurance (2026) - ValuePenguin
State Farm has the cheapest homeowners insurance for most people, at $1,514 per year.
Cheapest Home Insurance: Affordable Rates From $83/Month
The least expensive homeowners insurance company varies by state because every state has its own rules, weather risks and level of competition between insurers.
Cheapest Homeowners Insurance in March 2026 - MarketWatch
According to our research, Armed Forces Insurance and State Farm offer the most affordable home insurance coverage to U.S. homeowners.
Cheapest Homeowners Insurance Companies - USA TODAY
The cheapest home insurance companies offer rates below the national average, which is $1,678 per year for a policy with $350,000 in dwelling coverage. Find out which companies have the best cheap ...
Cheapest homeowners insurance in 2025 - Insure.com
Cheapest homeowners insurance in 2025 Allstate has the cheapest homeowners insurance in the U.S. on average, but several other companies aren’t far behind. Find out where you can get the best price on homeowners insurance.
Cheapest Homeowners Insurance for 2025 - Business Insider
Home insurance rates tend to rise each year, and as a result, many homeowners are living on a financial tightrope or cutting coverage to save money. But having adequate home insurance is crucial ...
Cheapest homeowners insurance companies (2024) - Policygenius
According to our analysis, the cheapest homeowners insurance companies of 2024 are Erie, Auto-Owners, and USAA. They all have rates more than 20% cheaper than the national average.